Paid communities
How to make a paid Discord server
You can charge for a whole server or for a few private rooms in a free one. Pick a way by where you live, what else you sell and how many paying people you expect, then test it like a new member before you invite anyone.

Short answer: if you live in the United States and Discord is the only place members get their perks, use Discord's own subscriptions. If you live elsewhere, or you sell other things too, use a payment tool that gives members a role after they pay. If you expect only a handful of members, give roles by hand while you test the idea.
Pick one of three ways to charge for Discord access
| Way | What you pay | Who gives and removes roles | Where it breaks |
|---|---|---|---|
| Discord's own subscriptions | 10% to Discord, plus 6% processing on desktop and web (app store purchases cost more), per Discord's Monetization Terms | Discord | Not open to servers whose owner is outside the United States, and Discord sets other conditions on the owner and the server |
| A payment tool with a Discord connection, such as Patreon or Loresta | The tool's fee plus card fees; each tool publishes its own | The tool's Discord app, after a payment clears | The app's role sits below the roles it gives, or a member never links their Discord account |
| Roles by hand | Only your payment tool's fees | You | You miss a cancellation or a refund and someone keeps the role |
Discord's own subscriptions
Discord runs the checkout and hands out the role for you, so it is the least work if you can use it. Discord's help pages set conditions on the owner and the server. The owner must be at least 18, have a verified email and phone number and two-factor authentication, be based in the United States, and give Stripe a US bank account and ID to get paid. The server must have Community turned on, require multi-factor authentication for moderators, and not be mainly about adult content.
Discord keeps a 10% platform fee, and a 6% payment processing fee comes off purchases made on desktop or in a browser (the Apple and Google app stores charge more). Its terms set a first payout minimum of $100 and $25 after that, paid within 45 days after each month ends. Discord can change any of this, so read its Monetization Policy and Monetization Terms before you set prices.
A payment tool that gives roles
Members pay on a page outside Discord, link their Discord account, and an app gives them a role. Patreon works this way: its help center says the bot removes a tier role when a member deletes their pledge or a payment is declined. Loresta's Discord connection follows the same idea. You choose a role for each offer, supporters prove their receipt and link Discord themselves, and a refund or dispute updates their role. The Loresta Discord guide has the setup steps.
This fits best when Discord is one perk among several, or when Discord's own subscriptions are not open to you. Whichever tool you pick, ask four questions. Which countries can get paid? What does it charge? How fast do roles change? What does it do after a refund?
Roles by hand
You send a payment link, wait for the money, and give the role yourself. It costs nothing extra and shows whether people will pay before you build anything. It fails quietly, because nothing tells you when someone cancels or gets a refund. Keep a simple list with each person's name, their role and the date their paid time ends, and check it on the same day every week. As a rule of thumb, move to a tool once you edit roles by hand more than a couple of times a week.
Plan what is free and what is paid
Sell what members get, not the server. People pay for something specific: early access, a place to ask you questions, a private voice hangout, a vote on what you make next, or a finished archive. "Join my Discord" is not an offer. If you are still deciding whether a recurring offer fits your supporters, read membership versus one-time support first.
Keep one welcome area free: the rules, announcements and a room where people can talk. It is where newcomers decide whether to trust you. Put everything paid behind a role, and use one role for each thing you sell, so monthly members and one-time buyers do not get the same rooms by accident.
A guitar teacher with two offers
A teacher sells a monthly lesson membership and a one-time chord library download. This is a made-up setup to show the shape, not a customer.
| Role | Rooms it can see | Given when |
|---|---|---|
| Everyone | #welcome, #rules, #announcements (read only), #hangout | Anyone who joins |
| Member | Everyone's rooms, plus #members-lounge, #early-lessons and #ask-the-teacher | While the monthly membership is active |
| Chord library | Everyone's rooms, plus #chord-library-help | After the one-time purchase |
Before anyone pays, your offer page should say four things in plain words:
- Which rooms they get, and when access starts.
- How to cancel, and that the role leaves when the paid time ends.
- What happens if a payment fails or is refunded.
- Where to ask for help with a payment, outside public channels.
Use the same plain terms as your refund and cancellation policy, so the page and the server tell the same story.
Set up roles so they lock the door
A role only means something if the rooms behind it are really private. Do these six things in this order.
- 01
Make the paid rooms private first
Create the paid channels in their own category. Turn off View Channel for the everyone role and turn it on for the paid role. Set this on the category so rooms you add later follow it.
- 02
Create one role per thing you sell
Give each role only what it needs: seeing and talking in its rooms. Do not give paid roles moderator powers.
- 03
Put the app's role above the roles it gives
Discord only lets a role change roles below it, and apps follow the same rule. If the app's role sits under the paid role, it cannot hand it out. Patreon's help and Loresta's guide both tell you to check this.
- 04
Look at the server as each role sees it
In Server Settings, open Roles and use View Server As Role. It shows which rooms a role can see. Only the owner and people with the Administrator permission can use it.
- 05
Keep the keys with very few people
A moderator who can manage roles can give paid roles away for free. Limit that permission to you and one or two people you trust, and ask everyone who can change roles to use two-factor authentication.
- 06
Write the sharing and removal rules
Say in your rules room that paid content stays in the server, and what happens to a member who is removed for breaking the rules. Decide before launch whether they get a refund, and say so.
Decide what happens when someone stops paying
The most common failure is simple: a person stops paying and keeps the role. Decide the rule for each moment below before you launch, and put it on your offer page.
| Moment | Rule to write down | Why |
|---|---|---|
| A member cancels | Keep the role until the paid time ends, then remove it | They paid for that time |
| A payment fails | Remove the role after a short grace period you choose, and say how long it is | Cards fail by accident, so a few days is kind. Open-ended free access is not |
| You refund someone | Remove the role when you send the refund | The money is gone, so the access should go too |
| A bank dispute opens | Remove the role at once | Keep the door shut while the bank decides |
| You remove someone for breaking the rules | Follow the refund rule you published | Saying it before they pay prevents arguments later |
| A member changes plan | Swap the roles | Check that the old role is gone, not only that the new one arrived |
Tools differ on these moments, so check yours. Patreon's bot removes the role when a payment is declined. Discord's own subscriptions end the perks when the paid period ends, according to Discord's help page on cancelling. With roles by hand, nothing happens until you act.
Removing a role does not remove the person from the server. Patreon's help center says its bot leaves former members in the server, so you decide whether to remove them. Anything in a free room stays visible to them.
Test it as a new member before you launch
Use a second Discord account made for the test, and do this before you tell anyone. It takes about ten minutes once the setup exists.
- Join with the test account and confirm it sees only the free area.
- Pay the way a real member would. Use the tool's test mode if it has one, or pay the smallest real price and refund it yourself.
- Link the Discord account and confirm the role arrives. Note how long it took.
- Open every paid room and every free room. Confirm the right rooms appear and nothing else.
- Check the everyone role once more with View Server As Role.
- Cancel or refund, and confirm the role leaves when your rule says it should.
- Leave and rejoin the server, and confirm the role comes back only if it should.
- Ask for help the way a member would, and confirm the message reaches you.
If the role does not arrive
These are the usual causes, in the order to check them:
- The app's role sits below the paid role. Move it above.
- The app is missing the Manage Roles permission.
- The member linked a different Discord account from the one that joined the server.
- The payment is still pending, or it was declined.
- The tool updates roles on a schedule instead of at once. Patreon's help center says syncing is not instant.
Mistakes that cost creators money
- Selling a place instead of a benefit. Members leave after a month if nothing new happens. If you are unsure what you can deliver every month, start with how often to post for a membership.
- Letting a moderator give out paid roles. Keep the Manage Roles permission with you and one or two people you trust.
- Handling payment problems in public. Refund requests and receipts belong in a private message or support link. Never ask anyone for a card number or a password.
- Promising your time without limits. Say when you will be in the server and how fast you reply, so "access to me" does not become a second job.
- Skipping the test. A paid room that everyone can see, or a role that never goes away, costs far less to find before launch than after.
Run the same checks on the whole offer, not only the Discord part, with how to test a creator membership before launch.
Research notes
Sources checked for this guide
Product details and policies can change. First-party pages were checked on October 22, 2026.
- Discord Support: Monetization Policy
Conditions for turning on monetization: owner age, verified email, two-factor authentication and a server in good standing.
- Discord Creator Support: Server Shop for server owners and admins
Community on, multi-factor authentication for moderators, not mainly adult content, a US-based owner, and a US bank account and ID for payouts.
- Discord Creator Support: Creator Revenue FAQ
Says Server Subscriptions are not available outside the United States and that payouts go through Stripe.
- Discord Support: Monetization Terms
The 10% platform fee, the 6% desktop and web processing fee, the $100 first and $25 later payout minimums, and payout timing.
- Discord Support: how to cancel your server subscription
A cancelled server subscription runs to the end of the paid period.
- Discord Support: Discord roles and permissions
People with Manage Roles can only change roles below their own highest role.
- Discord Developer Docs: permissions
An app can only edit roles below its own highest role, which is why its role must sit above the roles it gives.
- Discord Support: View Server As Role permission guide
Owners and admins can preview what a role can see before launch.
- Patreon Help: setting up Discord for your members
The bot removes tier roles when a pledge is deleted or a payment is declined, does not remove the person from the server, and needs a role above the roles it manages.
Questions creators ask next
Direct answers that keep the plan realistic.
Can I charge for a Discord server if I do not live in the United States?
Not with Discord's own subscriptions, going by Discord's help pages: they say the server owner must be based in the United States. You can still charge with a payment tool that gives members a role after they pay, or by giving roles yourself. Check that the tool can pay you in your country. Discord can change its rules, so confirm in your server settings.
How much does Discord take from paid memberships?
Discord's Monetization Terms set a 10% platform fee on server subscriptions, plus a 6% payment processing fee when members pay on desktop or in a browser. Purchases through the Apple or Google app stores carry the store's higher fee instead. With another tool you pay that tool's fee and card fees instead. Compare what you keep after every fee, not the headline percentage.
Can I make only some channels paid?
Yes. Keep a free welcome area, put each paid channel in a category that only the paid role can see, then check it with View Server As Role. Rooms added to that category later follow the same rule.
What happens to a member's role if their payment fails?
It depends on the tool. Patreon's bot removes the role when a payment is declined. With roles by hand, nothing happens until you act. Pick a short grace period, write it on your offer page, and test that your tool follows it.
Do I need a Community server to charge for access?
Discord lists Community as a requirement for its own subscriptions. Other tools have their own requirements, so read the guide of the tool you choose before you build.
Should I make a separate paid server or keep one server?
Start with one server that has a free area and paid rooms. Newcomers can see what the conversation is like, and you moderate one place. A separate paid server makes sense later, if paid members need different rules or different moderators.
Give paying supporters a Discord role
Claim your name and paste your link. Loresta builds a free Page for tips, offers and answers to your followers' questions. Nothing goes live until you publish.
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